:root{
  --ink:#122326;
  --ink-2:#314145;
  --muted:#647176;
  --green:#064f4b;
  --green-2:#0f6760;
  --teal:#2f9da0;
  --sage:#6f9d7d;
  --copper:#b77b55;
  --stone:#8a847c;
  --gold:#c7a560;
  --off:#f6f7f5;
  --soft:#eef2f0;
  --line:#dfe4e1;
  --white:#fff;
  --shadow:0 24px 60px rgba(27,39,40,.12);
  --body:'Inter',Arial,sans-serif;
  --display:'Roboto Condensed','Arial Narrow',Arial,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:115px}
body{margin:0;color:var(--ink);font-family:var(--body);background:#fff;font-size:15px;line-height:1.55;-webkit-font-smoothing:antialiased}
body.modal-open{overflow:hidden}
a{color:inherit;text-decoration:none}
button,input,select,textarea{font:inherit}
button{cursor:pointer}
img{max-width:100%;display:block}
.shell{width:min(1180px,calc(100% - 56px));margin:0 auto}
.section-white{background:#fff}
.scroll-progress{position:fixed;inset:0 0 auto 0;height:2px;z-index:500;pointer-events:none}.scroll-progress span{display:block;width:0;height:100%;background:linear-gradient(90deg,var(--teal),var(--copper),var(--sage))}

/* Header */
.site-header{position:sticky;top:0;z-index:200;background:#fff;box-shadow:0 1px 0 rgba(18,35,38,.08)}
.utility-bar{height:30px;background:#f5f6f4;border-bottom:1px solid #e9ece9;color:#5f696d;font-size:10px;letter-spacing:.08em;text-transform:uppercase}
.utility-inner{height:100%;display:flex;align-items:center;justify-content:space-between}.utility-inner>span{display:flex;gap:8px;align-items:center}.utility-inner i{width:14px;height:1px;background:var(--copper);display:inline-block}.utility-inner div{display:flex;gap:22px}.utility-inner a{letter-spacing:.02em;text-transform:none}.utility-inner a:hover{color:var(--green)}
.nav-wrap{position:relative;background:#fff}.nav-inner{height:84px;display:grid;grid-template-columns:166px 1fr auto auto;align-items:center;gap:28px}.brand{width:145px;height:70px;overflow:hidden;display:flex;align-items:center}.brand img{width:100%;height:auto}
.main-nav{display:flex;align-items:stretch;justify-content:center;gap:34px;height:100%}.nav-link{position:relative;display:flex;align-items:center;gap:7px;border:0;background:transparent;color:#202d30;padding:0;font-size:13px;white-space:nowrap}.nav-link svg{width:10px;fill:none;stroke:currentColor;stroke-width:1.5;transition:.25s ease}.nav-link::after{content:"";position:absolute;left:0;right:100%;bottom:22px;height:2px;background:var(--copper);transition:.3s ease}.nav-link:hover::after,.nav-link.active::after{right:0}.nav-link:hover,.nav-link.active{color:var(--green)}.services-trigger[aria-expanded="true"] svg{transform:rotate(180deg)}
.nav-cta{border:0;background:var(--green);color:#fff;padding:14px 19px;font-weight:600;font-size:12px;display:flex;align-items:center;gap:17px;transition:.25s ease}.nav-cta:hover{background:#033f3c;transform:translateY(-1px)}.nav-cta span{font-size:16px;font-weight:400}.menu-toggle{display:none;width:44px;height:44px;border:0;background:transparent;padding:10px}.menu-toggle span{display:block;height:1.5px;background:var(--ink);margin:7px 0}
.mega-menu{position:absolute;left:0;right:0;top:84px;background:#fff;border-top:1px solid var(--line);box-shadow:0 22px 46px rgba(21,37,39,.14);opacity:0;visibility:hidden;transform:translateY(-8px);transition:.24s ease;z-index:210}.mega-menu.open{opacity:1;visibility:visible;transform:none}.mega-shell{display:grid;grid-template-columns:1fr 285px;min-height:350px}.mega-main{padding:34px 44px 40px 0}.mega-label{display:block;font-size:10px;color:#7a8487;letter-spacing:.12em;margin-bottom:22px}.mega-columns{display:grid;grid-template-columns:1fr 1fr;gap:8px 36px}.mega-item{display:grid;grid-template-columns:48px 1fr;gap:13px;padding:18px 14px 18px 0;border-bottom:1px solid #edf0ee;transition:.2s ease}.mega-item:hover{padding-left:10px;background:#fafbf9}.mega-icon{width:44px;height:44px;background:#f3f5f3;display:grid;place-items:center}.mega-icon svg{width:22px;height:22px;fill:none;stroke:#172527;stroke-width:1.5;stroke-linecap:round;stroke-linejoin:round}.mega-item strong{display:block;font-size:14px;margin-bottom:4px}.mega-item small{display:block;font-size:12px;color:#7a8285;line-height:1.35}.mega-feature{background:#f2f1ed;padding:34px 30px;display:flex;flex-direction:column;justify-content:flex-end}.mega-feature>span{font-size:10px;color:#7b7770;letter-spacing:.13em}.mega-feature h3{font:400 27px/1.08 var(--display);margin:16px 0 25px}.mega-feature a{font-size:12px;font-weight:600;color:var(--green)}.mega-feature a b{margin-left:10px;font-size:15px}

/* Hero */
.hero{position:relative;min-height:560px;overflow:hidden}.hero-image{position:absolute;inset:-40px;background-image:url('../images/hero-poster.jpg');background-size:cover;background-position:center 66%;background-color:#526866}.hero-video{position:absolute;inset:-10px 0;width:100%;height:calc(100% + 20px);object-fit:cover;object-position:center center;opacity:0;transition:opacity .65s ease;pointer-events:none;background:#526866}.hero-video.is-ready{opacity:1}.hero-overlay{position:absolute;inset:0;background:linear-gradient(90deg,rgba(3,30,31,.82) 0%,rgba(3,30,31,.62) 38%,rgba(3,30,31,.12) 72%,rgba(3,30,31,.08) 100%)}.hero-shell{position:relative;min-height:490px;display:flex;align-items:center}.hero-panel{width:min(590px,65%);color:#fff;padding:44px 0 58px}.micro-label{display:inline-flex;align-items:center;gap:12px;font-size:10px;letter-spacing:.15em;font-weight:600}.micro-label::before{content:"";width:26px;height:1px;background:var(--copper)}.micro-label.dark{color:#637074}.micro-label.dark::before{background:var(--copper)}.hero-panel h1{font:400 clamp(48px,5.4vw,76px)/.94 var(--display);letter-spacing:-.025em;margin:24px 0 20px;max-width:700px}.hero-panel h1 em{font-style:normal;color:#d9b878;font-weight:300}.hero-panel p{max-width:560px;color:rgba(255,255,255,.82);font-size:16px;line-height:1.65}.hero-actions{display:flex;align-items:center;gap:28px;margin-top:30px}.primary-btn{border:0;background:var(--green);color:#fff;padding:14px 20px;font-weight:600;font-size:12px;display:inline-flex;align-items:center;justify-content:center;gap:24px;min-height:46px;transition:.25s ease}.primary-btn:hover{background:#033f3c;transform:translateY(-1px);box-shadow:0 10px 24px rgba(3,63,60,.18)}.primary-btn span{font-size:16px;font-weight:400}.inline-link{font-size:12px;font-weight:600;color:var(--green);display:inline-flex;align-items:center;gap:12px;border-bottom:1px solid currentColor;padding-bottom:4px}.inline-link.light{color:#fff;border-color:rgba(255,255,255,.6)}.inline-link span{transition:.2s ease}.inline-link:hover span{transform:translateX(4px)}.hero-rail{position:relative;height:70px;display:grid;grid-template-columns:repeat(4,1fr);align-items:center;background:#fff;border-top:1px solid rgba(255,255,255,.18)}.hero-rail span{height:30px;display:flex;align-items:center;padding-left:18px;border-left:1px solid #d9dfdc;text-transform:uppercase;font-size:9px;letter-spacing:.12em;color:#536165}.hero-rail span:first-child{border-left:0;padding-left:0}

/* Solutions */
.solutions{padding:110px 0 125px}.solution-shell{display:grid;grid-template-columns:34% 66%;gap:72px;align-items:start}.solutions-photo{position:relative;min-height:620px}.photo-tall{position:absolute;inset:0 50px 40px 0;background-image:url('https://images.pexels.com/photos/34725805/pexels-photo-34725805.jpeg?auto=compress&cs=tinysrgb&w=1400');background-size:cover;background-position:center;background-color:#d8ddda}.solutions-photo::after{content:"";position:absolute;right:0;bottom:0;width:56%;height:58%;background:#eff2ef;z-index:-1}.photo-caption{position:absolute;right:0;bottom:66px;background:#fff;padding:20px 22px;width:210px;font:400 21px/1.12 var(--display);box-shadow:0 12px 26px rgba(30,42,44,.08)}.photo-caption::before{content:"";display:block;width:34px;height:2px;background:var(--teal);margin-bottom:14px}.solutions-copy{padding-top:18px}.section-title h2,.simple-heading h2,.partner-copy h2,.help-heading h2,.insights-head h2,.transform-wrap h2,.faq-title h2,.contact-heading h2,.connect-copy h2{font:400 clamp(42px,4.1vw,62px)/1 var(--display);letter-spacing:-.02em}.section-title h2{margin:20px 0 14px}.section-title h2 em,.simple-heading h2 em,.partner-copy h2 em,.transform-wrap h2 em{font-style:normal;color:var(--copper);font-weight:300}.section-title p{max-width:560px;color:var(--muted);margin:0 0 32px}.solution-cards{display:grid;grid-template-columns:1fr 1fr;gap:14px}.solution-card{position:relative;background:#f3f5f4;min-height:235px;padding:26px 25px 24px;border:1px solid transparent;transition:.25s ease;overflow:hidden}.solution-card::before{content:"";position:absolute;left:0;top:0;width:4px;height:0;background:var(--teal);transition:.35s ease}.solution-card:hover{background:#fff;border-color:#dce2df;box-shadow:0 16px 32px rgba(31,44,45,.08);transform:translateY(-3px)}.solution-card:hover::before{height:100%}.solution-card.accent-copper::before{background:var(--copper)}.solution-card.accent-sage::before{background:var(--sage)}.solution-card.accent-stone::before{background:var(--stone)}.card-index{font:400 12px var(--display);color:#899294;letter-spacing:.08em}.solution-card h3{font:500 26px/1.02 var(--display);margin:15px 0 12px}.solution-card p{font-size:12.5px;color:#667175;line-height:1.55;margin:0}.solution-card a{position:absolute;bottom:22px;left:25px;font-size:11px;font-weight:600;color:#245b60}.solution-card a span{margin-left:7px}

/* Strength */
.strength{padding:30px 0 118px}.simple-heading{margin-bottom:52px}.simple-heading h2{margin:0}.strength-grid{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.strength-item{padding:42px 30px 34px;border-left:1px solid var(--line);min-height:330px;display:flex;flex-direction:column}.strength-item:first-child{border-left:0;padding-left:0}.strength-item:last-child{padding-right:0}.strength-item svg{width:48px;height:48px;fill:none;stroke:var(--teal);stroke-width:1.4;stroke-linecap:round;stroke-linejoin:round;margin-bottom:32px}.strength-copper svg{stroke:var(--copper)}.strength-sage svg{stroke:var(--sage)}.strength-stone svg{stroke:var(--stone)}.strength-item h3{font:500 24px/1.05 var(--display);margin:0 0 14px}.strength-item p{font-size:12px;color:#6d787b;line-height:1.6;margin:0 0 26px}.strength-item a{margin-top:auto;font-size:10px;font-weight:600;color:var(--teal);letter-spacing:.03em}.strength-copper a{color:var(--copper)}.strength-sage a{color:#5d8d6d}.strength-stone a{color:#67625d}

/* Partner */
.partner-section{padding:20px 0 125px}.partner-grid{display:grid;grid-template-columns:46% 54%;align-items:center}.partner-copy{padding:58px 70px 58px 0}.partner-copy h2{margin:22px 0 20px}.partner-copy p{color:var(--muted);max-width:510px;line-height:1.7}.partner-copy ul{list-style:none;padding:0;margin:26px 0 30px}.partner-copy li{font-size:12px;padding:10px 0 10px 22px;border-bottom:1px solid #edf0ee;position:relative}.partner-copy li::before{content:"";width:8px;height:1px;background:var(--copper);position:absolute;left:0;top:19px}.partner-visual{position:relative;min-height:520px}.partner-block{position:absolute;right:0;top:0;width:44%;height:100%;background:#f0f2f0}.partner-photo{position:absolute;left:0;top:46px;right:60px;bottom:0;background-image:url('https://images.unsplash.com/photo-1524758631624-e2822e304c36?auto=format&fit=crop&w=1500&q=88');background-size:cover;background-position:center;background-color:#cfd8d3}.vertical-note{position:absolute;right:18px;top:40px;writing-mode:vertical-rl;transform:rotate(180deg);font-size:8px;letter-spacing:.18em;color:#7c8587}

/* HSBC-style section */
.help-section{padding:95px 0 120px;background:#fbfbfa}.help-heading{display:flex;justify-content:space-between;align-items:end;margin-bottom:42px}.help-heading h2{margin:0}.help-heading p{max-width:355px;color:var(--muted);font-size:12px}.help-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.help-card{position:relative;height:360px;overflow:hidden;background:#e9eeeb;outline:none}.help-front,.help-back{position:absolute;inset:0;transition:opacity .35s ease,transform .45s cubic-bezier(.2,.75,.2,1)}.help-front{background-size:cover;background-position:center;background-color:#6c7c79}.help-front::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(0,0,0,.08),rgba(0,0,0,.44))}.help-front span{position:absolute;left:24px;top:24px;z-index:2;color:#fff;font:400 31px var(--display)}.help-monitor{background-image:url('https://images.pexels.com/photos/33175669/pexels-photo-33175669.jpeg?auto=compress&cs=tinysrgb&w=1000')}.help-manage{background-image:url('https://images.unsplash.com/photo-1639815614188-4f642e03d5dc?auto=format&fit=crop&fm=jpg&q=82&w=1200')}.help-fund{background-image:url('https://images.pexels.com/photos/34842276/pexels-photo-34842276.jpeg?auto=compress&cs=tinysrgb&w=1200')}.help-advise{background-image:url('https://images.pexels.com/photos/4308105/pexels-photo-4308105.jpeg?auto=compress&cs=tinysrgb&w=1000')}.help-back{background:#f1f2f0;padding:44px 28px;opacity:0;transform:translateY(14px);display:flex;flex-direction:column;justify-content:center}.help-back::before{content:"";display:block;width:31px;height:2px;background:var(--copper);margin-bottom:24px}.help-back h3{font:500 31px/1 var(--display);margin:0 0 18px}.help-back p{font-size:13px;color:#536063;line-height:1.6}.help-back a{margin-top:20px;font-size:12px;font-weight:600}.help-card:hover .help-front,.help-card:focus-within .help-front,.help-card.active .help-front{opacity:0;transform:scale(1.035)}.help-card:hover .help-back,.help-card:focus-within .help-back,.help-card.active .help-back{opacity:1;transform:none}

/* Insights */
.insights{padding:110px 0}.insights-head{display:flex;justify-content:space-between;align-items:end;margin-bottom:40px}.insights-head h2{font-size:48px;margin:17px 0 0}.insights-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}.insight-card{border-top:1px solid var(--line);padding-top:14px}.insight-image{height:220px;background-size:cover;background-position:center;background-color:#dfe4e1}.insight-renewal{background-image:url('https://images.pexels.com/photos/6964119/pexels-photo-6964119.jpeg?auto=compress&cs=tinysrgb&w=1200')}.insight-capital{background-image:url('https://images.pexels.com/photos/7821541/pexels-photo-7821541.jpeg?auto=compress&cs=tinysrgb&w=1200')}.insight-refinance{background-image:url('https://images.pexels.com/photos/7108819/pexels-photo-7108819.jpeg?auto=compress&cs=tinysrgb&w=1200')}.insight-copy{padding:18px 0 0}.insight-copy>span{font-size:9px;letter-spacing:.12em;text-transform:uppercase;color:var(--copper);font-weight:600}.insight-copy h3{font:500 24px/1.12 var(--display);margin:8px 0 10px}.insight-copy p{font-size:12px;color:#6b7478;line-height:1.55}.text-button{border:0;background:none;padding:0 0 4px;color:var(--green);font-size:11px;font-weight:600;border-bottom:1px solid var(--green)}.text-button b{margin-left:7px}

/* CTA */
.transform-section{padding:10px 0 115px}.transform-wrap{position:relative;overflow:hidden;background:linear-gradient(120deg,#eef5f3,#f3f2ed);min-height:430px;padding:78px 70px;display:flex;flex-direction:column;align-items:center;text-align:center;justify-content:center;border:1px solid #e0e6e2}.transform-glow{position:absolute;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(47,157,160,.14),rgba(183,123,85,.05) 45%,transparent 70%);left:50%;top:50%;transform:translate(-50%,-50%);pointer-events:none}.transform-wrap>*:not(.transform-glow){position:relative;z-index:2}.transform-wrap h2{font-size:58px;margin:20px 0 14px}.transform-wrap p{max-width:650px;color:#667276}.transform-actions{display:flex;gap:14px;margin-top:30px}.secondary-btn{min-height:46px;border:1px solid #9aa6a2;color:var(--green);padding:13px 20px;font-size:12px;font-weight:600;display:inline-flex;align-items:center;justify-content:center}.transform-meta{display:flex;align-items:center;gap:16px;font-size:10px;color:#687478;margin-top:30px}.transform-meta i{width:1px;height:14px;background:#aeb7b3}

/* FAQ */
.faq-section{padding:20px 0 110px}.faq-grid{display:grid;grid-template-columns:38% 62%;gap:70px}.faq-title h2{font-size:48px;margin:20px 0 18px}.faq-title p{color:var(--muted);max-width:320px}.faq-list{border-top:1px solid var(--line)}.faq-item{border-bottom:1px solid var(--line)}.faq-item button{width:100%;border:0;background:none;padding:20px 0;display:flex;justify-content:space-between;text-align:left;color:var(--ink);font:500 20px/1.2 var(--display)}.faq-item button b{font:300 27px var(--display);transition:.2s ease}.faq-item.open button b{transform:rotate(45deg)}.faq-answer{display:grid;grid-template-rows:0fr;transition:grid-template-rows .3s ease}.faq-answer>p{overflow:hidden;margin:0;color:#6e797c;font-size:13px;line-height:1.65}.faq-item.open .faq-answer{grid-template-rows:1fr}.faq-item.open .faq-answer>p{padding-bottom:22px}

/* Contact */
.contact-section{background:#f1f3f2;padding:92px 0 100px}.contact-panel{display:grid;grid-template-columns:34% 66%;gap:65px}.contact-heading h2{font-size:47px;margin:20px 0 16px}.contact-heading p{color:var(--muted);font-size:13px;max-width:320px}.contact-form{display:grid;grid-template-columns:1fr 1fr;gap:20px 24px}.contact-form label,.modal-form label{display:block}.contact-form label>span,.modal-form label>span{display:block;font-size:9px;letter-spacing:.1em;text-transform:uppercase;color:#667176;margin-bottom:7px;font-weight:600}.contact-form input,.contact-form select,.contact-form textarea,.modal-form input,.modal-form select{width:100%;border:0;border-bottom:1px solid #bec7c3;background:#fff;padding:12px 12px;color:var(--ink);outline:none;border-radius:0}.contact-form textarea{resize:vertical}.contact-form input:focus,.contact-form select:focus,.contact-form textarea:focus,.modal-form input:focus,.modal-form select:focus{border-color:var(--green)}.contact-form .full{grid-column:1/-1}.form-footer{display:flex;justify-content:space-between;align-items:center;gap:20px}.form-footer small{max-width:460px;color:#838c8f;font-size:9px}.form-message{margin:0;color:var(--green);font-size:11px;font-weight:600}

/* Connect */
.connect-section{padding:92px 0 110px}.connect-grid{display:grid;grid-template-columns:48% 52%;align-items:center}.connect-photo{height:390px;background-image:url('https://images.unsplash.com/photo-1497366216548-37526070297c?auto=format&fit=crop&w=1500&q=88');background-size:cover;background-position:center;background-color:#d5ddda}.connect-copy{padding-left:70px}.connect-copy h2{font-size:48px;margin:20px 0 30px}.connect-row{display:grid;grid-template-columns:80px 1fr;padding:14px 0;border-bottom:1px solid #e6eae8;font-size:12px}.connect-row span{color:#7a8386}.connect-row a{font-weight:600;color:var(--green)}

/* Footer */
.site-footer{background:#fff;border-top:1px solid var(--line);padding:48px 0 24px}.footer-top{display:grid;grid-template-columns:1.6fr .7fr .7fr .9fr;gap:44px}.footer-brand{width:150px}.footer-brand img{width:100%}.footer-links{display:flex;flex-direction:column;gap:8px}.footer-links strong{font-size:10px;text-transform:uppercase;letter-spacing:.1em;margin-bottom:8px}.footer-links a,.footer-button{font-size:11px;color:#667176}.footer-button{border:0;background:none;padding:0;text-align:left}.footer-links a:hover,.footer-button:hover{color:var(--green)}.footer-note{border-left:1px solid var(--line);padding-left:32px}.footer-note span{font-size:9px;letter-spacing:.13em;color:#7c8587}.footer-note p{font:400 24px/1.08 var(--display);margin:11px 0;color:var(--green)}.footer-bottom{border-top:1px solid var(--line);margin-top:36px;padding-top:18px;display:flex;justify-content:space-between;color:#7d8588;font-size:9px}.footer-bottom div{display:flex;gap:20px}

/* Modal */
.consultation-modal{position:fixed;inset:0;z-index:500;display:grid;place-items:center;opacity:0;visibility:hidden;transition:.25s ease}.consultation-modal.open{opacity:1;visibility:visible}.modal-backdrop{position:absolute;inset:0;background:rgba(12,29,31,.7);backdrop-filter:blur(5px)}.modal-card{position:relative;z-index:2;background:#fff;width:min(860px,calc(100% - 40px));display:grid;grid-template-columns:1fr 1fr;box-shadow:0 30px 90px rgba(10,27,29,.28);transform:translateY(16px);transition:.3s ease}.consultation-modal.open .modal-card{transform:none}.modal-close{position:absolute;right:16px;top:14px;width:38px;height:38px;border-radius:50%;border:1px solid #dfe4e1;background:#fff;font-size:23px;line-height:1;z-index:3}.modal-copy{padding:48px 44px;background:#f2f4f2}.modal-copy h2{font:400 45px/1 var(--display);margin:22px 0 16px}.modal-copy p{color:#667176;font-size:13px;line-height:1.6}.modal-tags{display:flex;flex-wrap:wrap;gap:8px;margin-top:28px}.modal-tags span{font-size:9px;text-transform:uppercase;letter-spacing:.06em;border:1px solid #ccd4d0;padding:8px 9px;background:#fff}.modal-form{padding:48px 44px;display:grid;gap:19px}.modal-form .primary-btn{margin-top:4px}.toast{position:fixed;z-index:600;left:50%;bottom:25px;transform:translate(-50%,30px);background:#102d2d;color:#fff;padding:12px 18px;font-size:11px;opacity:0;visibility:hidden;transition:.25s ease;box-shadow:0 14px 32px rgba(0,0,0,.2)}.toast.show{opacity:1;visibility:visible;transform:translate(-50%,0)}

/* Motion */
.reveal{opacity:0;transform:translateY(26px);transition:opacity .75s ease,transform .75s cubic-bezier(.2,.75,.2,1)}.reveal.in-view{opacity:1;transform:none}.delay-1{transition-delay:.08s}.delay-2{transition-delay:.16s}.delay-3{transition-delay:.24s}.parallax-bg{will-change:transform}

@media(max-width:1050px){
  .shell{width:min(100% - 40px,1180px)}.nav-inner{grid-template-columns:150px 1fr auto;gap:18px}.main-nav{gap:22px}.nav-cta{display:none}.mega-shell{grid-template-columns:1fr 250px}.solution-shell{grid-template-columns:35% 65%;gap:42px}.strength-item{padding:34px 22px}.partner-copy{padding-right:40px}.help-card{height:320px}.help-front span{font-size:28px}.contact-panel{grid-template-columns:30% 70%;gap:38px}
}
@media(max-width:860px){
  html{scroll-padding-top:78px}.utility-bar{display:none}.nav-inner{height:78px;grid-template-columns:150px 1fr auto}.brand{height:60px;width:126px}.main-nav{display:none}.main-nav.mobile-open{position:absolute;display:flex;left:0;right:0;top:78px;background:#fff;flex-direction:column;align-items:stretch;height:auto;gap:0;padding:10px 24px 24px;border-top:1px solid var(--line);box-shadow:0 22px 40px rgba(18,35,38,.12)}.main-nav.mobile-open .nav-link{height:auto;padding:14px 0;justify-content:space-between;border-bottom:1px solid var(--line)}.main-nav.mobile-open .nav-link::after{display:none}.menu-toggle{display:block}.mega-menu{top:78px}.mega-shell{grid-template-columns:1fr}.mega-main{padding:28px 0}.mega-feature{display:none}.hero{min-height:610px}.hero-shell{min-height:540px}.hero-panel{width:80%}.hero-rail{grid-template-columns:1fr 1fr;height:auto;padding:12px 0}.hero-rail span{min-height:36px;border-left:0;border-bottom:1px solid var(--line);padding-left:0}.solution-shell{grid-template-columns:1fr}.solutions-photo{min-height:430px}.photo-tall{right:80px}.solutions-copy{padding-top:0}.strength-grid{grid-template-columns:1fr 1fr}.strength-item{border-bottom:1px solid var(--line)}.strength-item:nth-child(3){border-left:0;padding-left:0}.partner-grid{grid-template-columns:1fr}.partner-copy{padding:0 0 50px}.help-grid{grid-template-columns:1fr 1fr}.insights-grid{grid-template-columns:1fr}.insight-card{display:grid;grid-template-columns:42% 58%;gap:24px}.insight-image{height:100%;min-height:220px}.transform-wrap{padding:65px 38px}.faq-grid{grid-template-columns:1fr;gap:25px}.contact-panel{grid-template-columns:1fr}.connect-grid{grid-template-columns:1fr}.connect-copy{padding:50px 0 0}.footer-top{grid-template-columns:1fr 1fr}.footer-brand{grid-column:1/-1}.footer-note{border-left:0;padding-left:0}.modal-card{grid-template-columns:1fr;max-height:90vh;overflow:auto}.modal-copy{padding:38px 32px}.modal-form{padding:38px 32px}
}
@media(max-width:560px){
  .shell{width:calc(100% - 28px)}.hero{min-height:600px}.hero-image{inset:-20px}.hero-overlay{background:linear-gradient(90deg,rgba(3,30,31,.9),rgba(3,30,31,.52))}.hero-shell{min-height:525px}.hero-panel{width:100%;padding-top:120px}.hero-panel h1{font-size:49px}.hero-panel p{font-size:14px}.hero-actions{align-items:flex-start;flex-direction:column;gap:18px}.hero-rail{grid-template-columns:1fr}.hero-rail span{justify-content:center}.solutions{padding:82px 0 90px}.solutions-photo{min-height:350px}.photo-tall{right:36px;bottom:28px}.photo-caption{width:180px;font-size:18px;bottom:48px}.section-title h2,.simple-heading h2,.partner-copy h2,.help-heading h2,.transform-wrap h2{font-size:42px}.solution-cards{grid-template-columns:1fr}.solution-card{min-height:220px}.strength{padding-bottom:85px}.strength-grid{grid-template-columns:1fr}.strength-item,.strength-item:nth-child(3){border-left:0;padding:30px 0;min-height:260px}.partner-section{padding-bottom:90px}.partner-visual{min-height:390px}.partner-photo{right:28px}.help-section{padding:75px 0 90px}.help-heading{align-items:flex-start;flex-direction:column;gap:15px}.help-grid{grid-template-columns:1fr}.help-card{height:310px}.insights{padding:85px 0}.insights-head{align-items:flex-start;flex-direction:column;gap:18px}.insights-head h2{font-size:40px}.insight-card{grid-template-columns:1fr;gap:0}.insight-image{height:220px}.transform-section{padding-bottom:85px}.transform-wrap{padding:55px 22px}.transform-wrap h2{font-size:44px}.transform-actions{flex-direction:column;width:100%}.primary-btn,.secondary-btn{width:100%}.transform-meta{flex-direction:column;gap:7px}.transform-meta i{width:18px;height:1px}.faq-section{padding-bottom:80px}.faq-title h2{font-size:40px}.faq-item button{font-size:18px}.contact-section{padding:72px 0}.contact-form{grid-template-columns:1fr}.contact-form .full{grid-column:auto}.form-footer{align-items:flex-start;flex-direction:column}.connect-section{padding:72px 0}.connect-photo{height:300px}.connect-copy h2{font-size:40px}.connect-row{grid-template-columns:65px 1fr}.footer-top{grid-template-columns:1fr}.footer-bottom{flex-direction:column;gap:10px}.modal-card{width:100%;height:100%;max-height:none}.modal-copy{padding:42px 24px 28px}.modal-copy h2{font-size:39px}.modal-form{padding:28px 24px 40px}
}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition-duration:.001ms!important;animation-duration:.001ms!important}.parallax-bg{transform:none!important}}

/* Final photography treatment — real stock imagery, neutral + India-relevant, institutional rather than synthetic. */
.photo-tall,.partner-photo,.connect-photo,.insight-image{filter:saturate(.82) contrast(1.03)}
.help-front{filter:saturate(.84) contrast(1.02)}
.help-fund{background-position:center 54%}
.help-advise{background-position:center 48%}
.partner-photo{background-position:center 38%}
.connect-photo{background-position:center 42%}


/* Imported approved v1 sections: partner / insights / conversation */
.container{width:min(1180px,calc(100% - 64px));margin-inline:auto}
.partner,.insights,.conversion{--head:"Manrope",Arial,sans-serif;--gold-2:#a97f37;--gold:#cba55a;--green:#073f3d;--ink:#10262a;--muted:#687577;--line:rgba(16,38,42,.14);font-family:"DM Sans",Arial,sans-serif}
.eyebrow{display:inline-flex;align-items:center;gap:12px;font-size:11px;line-height:1;font-weight:600;letter-spacing:.22em;color:var(--gold-2);text-transform:uppercase}.eyebrow::before{content:"";width:28px;height:1px;background:currentColor;opacity:.75}.eyebrow.light{color:#d8bf88}
.btn{border:0;display:inline-flex;align-items:center;justify-content:center;gap:26px;padding:15px 20px;font-size:13px;font-weight:600;transition:.25s ease}.btn:hover{transform:translateY(-2px)}.btn-gold{background:var(--gold);color:#0b2e2f}.btn-outline-light{border:1px solid rgba(255,255,255,.42);color:white}.btn-outline-light:hover{background:white;color:var(--green)}.text-link{font-size:13px;font-weight:600;border-bottom:1px solid currentColor;padding:8px 0}
.partner{position:relative;background:var(--green);color:white;min-height:610px;overflow:hidden}.partner-image{position:absolute;right:0;top:-6%;bottom:-6%;width:48%;background-image:linear-gradient(rgba(5,44,43,.08),rgba(5,44,43,.08)),url('../images/homepage-bottom-poster.jpg');background-size:cover;background-position:center;will-change:transform;overflow:hidden}.partner-video{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center;opacity:0;transition:opacity .6s ease;pointer-events:none}.partner-video.is-ready{opacity:1}.partner-copy-wrap{width:min(1180px,calc(100% - 64px));margin:auto;min-height:610px;display:grid;grid-template-columns:48% 1fr;position:relative;z-index:2}
.partner-copy{padding:96px 74px 88px 0}.partner-copy h2{font:600 clamp(42px,4.5vw,64px)/1.02 var(--head);letter-spacing:-.055em;margin:20px 0}.partner-copy h2 em{font-style:normal;color:#d9bd82}.partner-copy p{font-size:16px;line-height:1.7;color:rgba(255,255,255,.76);max-width:620px;margin-bottom:32px}.partner-quote{align-self:end;justify-self:end;margin:0 32px 42px 0;background:#f5f2ea;color:var(--ink);width:270px;padding:28px 30px}.partner-quote span{font-size:10px;letter-spacing:.2em;color:var(--gold-2)}.partner-quote blockquote{font:600 24px/1.24 var(--head);letter-spacing:-.03em;margin:18px 0 0}
.insights{padding:110px 0;background:white}.insights-head{display:flex;justify-content:space-between;align-items:end;margin-bottom:44px}.insights-head h2{font:600 46px/1.08 var(--head);letter-spacing:-.045em;margin:16px 0 0}.insights-grid{display:grid;grid-template-columns:1fr 1fr;gap:26px}.insight-card{border-top:1px solid var(--line);padding-top:16px;display:grid;grid-template-columns:200px 1fr;column-gap:24px}.insight-photo{grid-row:1/5;width:200px;height:220px;background-size:cover;background-position:center}.insight-one{background-image:url('https://images.unsplash.com/photo-1758518729759-f580dc06770f?auto=format&fit=crop&fm=jpg&q=82&w=1000')}.insight-two{background-image:url('https://images.unsplash.com/photo-1511578194003-00c80e42dc9b?auto=format&fit=crop&fm=jpg&q=82&w=1000')}.insight-meta{font-size:10px;letter-spacing:.14em;color:var(--gold-2);margin:8px 0}.insight-card h3{font:600 24px/1.18 var(--head);letter-spacing:-.03em;margin:8px 0 14px}.insight-card a{font-size:13px;font-weight:600;align-self:end}
.conversion{position:relative;overflow:hidden;background:#052f2f;color:white;padding:112px 0;font-family:"DM Sans",Arial,sans-serif}.conversion::before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 85% 30%,rgba(203,165,90,.12),transparent 25%),linear-gradient(120deg,#052f2f,#073c3a)}.conversion::after{content:"";position:absolute;width:460px;height:460px;border-radius:50%;left:-310px;bottom:-330px;border:1px solid rgba(203,165,90,.12);box-shadow:0 0 0 72px rgba(203,165,90,.035),0 0 0 146px rgba(203,165,90,.025);animation:curveDrift 12s ease-in-out infinite alternate;pointer-events:none}.conversion-orbit{position:absolute;width:700px;height:700px;border:1px solid rgba(203,165,90,.24);border-radius:50%;right:-220px;top:-285px;animation:orbitFloat 10s ease-in-out infinite alternate;pointer-events:none}.conversion-orbit::before{content:"";position:absolute;inset:72px;border:1px solid rgba(203,165,90,.18);border-radius:50%}.conversion-orbit::after{content:"";position:absolute;inset:154px;border:1px solid rgba(203,165,90,.12);border-radius:50%;box-shadow:0 0 0 74px rgba(203,165,90,.035);animation:orbitPulse 7s ease-in-out infinite}.conversion-orbit span{display:none}@keyframes orbitFloat{0%{transform:translate3d(0,0,0) rotate(0deg)}100%{transform:translate3d(-18px,18px,0) rotate(8deg)}}@keyframes orbitPulse{0%,100%{transform:scale(.96);opacity:.72}50%{transform:scale(1.05);opacity:1}}@keyframes curveDrift{0%{transform:translate3d(0,0,0)}100%{transform:translate3d(24px,-16px,0)}}.conversion-inner{position:relative;z-index:2}.conversion h2{font:600 clamp(48px,5.1vw,72px)/1.02 var(--head);letter-spacing:-.055em;max-width:980px;margin:22px 0}.conversion p{color:rgba(255,255,255,.72);max-width:680px;font-size:17px}.conversion-actions{display:flex;align-items:center;gap:24px;margin-top:34px;flex-wrap:wrap}.contact-inline{font-size:13px;border-bottom:1px solid rgba(255,255,255,.5);padding-bottom:4px}
.parallax-media{will-change:transform}
@media(max-width:1050px){.partner-image{width:45%}}
@media(max-width:860px){.container{width:min(100% - 36px,1180px)}.partner-image{position:relative;width:100%;height:420px;top:auto;bottom:auto}.partner-copy-wrap{grid-template-columns:1fr;min-height:auto}.partner-copy{padding:72px 0}.partner-quote{position:absolute;right:0;top:-120px}.insights-grid{grid-template-columns:1fr}}
@media(max-width:560px){.container{width:calc(100% - 28px)}.partner-image{height:340px}.partner-copy h2{font-size:43px}.partner-quote{width:220px;padding:20px;top:-92px}.partner-quote blockquote{font-size:20px}.insights{padding:72px 0}.insights-head{align-items:flex-start;gap:22px;flex-direction:column}.insight-card{grid-template-columns:1fr}.insight-photo{grid-row:auto;width:100%;height:250px}.conversion{padding:80px 0}.conversion h2{font-size:45px}.conversion-actions{align-items:flex-start;flex-direction:column}}


/* Inner pages — About / Contact */
.inner-page{background:#fff}.inner-hero{position:relative;min-height:610px;overflow:hidden}.inner-hero-media{position:absolute;inset:-30px;background-size:cover;background-position:center;will-change:transform}.about-hero-media{background-image:url('https://images.unsplash.com/photo-1486406146926-c627a92ad1ab?auto=format&fit=crop&w=2200&q=88');background-position:center 44%}.inner-hero-overlay{position:absolute;inset:0;background:linear-gradient(90deg,rgba(4,39,39,.93) 0%,rgba(4,39,39,.76) 38%,rgba(4,39,39,.28) 66%,rgba(4,39,39,.06) 100%)}.inner-hero-shell{position:relative;min-height:610px;display:flex;align-items:center}.inner-hero-copy{width:min(650px,68%);color:#fff;padding:70px 0}.inner-hero-copy h1{font:600 clamp(56px,6vw,82px)/.95 "Manrope",Arial,sans-serif;letter-spacing:-.06em;margin:24px 0 22px}.inner-hero-copy h1 em{font-style:normal;color:#d9bd82;font-weight:500}.inner-hero-copy p{font-size:17px;line-height:1.7;color:rgba(255,255,255,.8);max-width:610px;margin:0 0 32px}
.about-intro{padding:112px 0 50px}.about-intro-grid{display:grid;grid-template-columns:1fr 1fr;gap:100px;align-items:start}.about-intro-title h2,.about-editorial-copy h2,.about-section-head h2,.contact-form-intro h2,.contact-expect-head h2,.contact-band-copy h2{font:600 clamp(44px,4.5vw,64px)/1.02 "Manrope",Arial,sans-serif;letter-spacing:-.055em;margin:20px 0}.about-intro-title h2 em,.about-editorial-copy h2 em,.about-section-head h2 em,.contact-form-intro h2 em,.contact-expect-head h2 em,.contact-band-copy h2 em{font-style:normal;color:#b77b55}.about-intro-copy{padding-top:35px}.about-intro-copy p{font-size:16px;line-height:1.8;color:#657176;margin:0 0 20px}.about-rail{margin-top:66px;display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.about-rail span{padding:20px 22px;border-left:1px solid var(--line);font-size:11px;text-transform:uppercase;letter-spacing:.11em;color:#526064}.about-rail span:first-child{border-left:0}
.about-editorial{padding:90px 0 125px}.about-editorial-grid{display:grid;grid-template-columns:52% 48%;align-items:center}.about-editorial-image{height:570px;background:url('https://images.unsplash.com/photo-1497366754035-f200968a6e72?auto=format&fit=crop&w=1600&q=88') center/cover no-repeat}.about-editorial-copy{padding:55px 0 55px 76px}.about-editorial-copy>p{font-size:15px;line-height:1.75;color:#667276;max-width:510px}.about-line-list{margin-top:32px;border-top:1px solid var(--line)}.about-line-list div{display:grid;grid-template-columns:48px 1fr;padding:16px 0;border-bottom:1px solid var(--line);font-size:13px}.about-line-list b{font-weight:500;color:#b77b55}.about-line-list span{color:#334246}
.about-pillars{background:#f7f7f5;padding:110px 0 120px}.about-section-head{max-width:700px;margin-bottom:52px}.about-pillar-grid{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid #d9dfdc;border-bottom:1px solid #d9dfdc}.about-pillar{min-height:330px;padding:34px 28px;border-left:1px solid #d9dfdc;display:flex;flex-direction:column;transition:.25s ease}.about-pillar:first-child{border-left:0}.about-pillar:hover{background:#fff;transform:translateY(-3px);box-shadow:0 18px 36px rgba(27,39,40,.06)}.about-pillar>span{font-size:11px;color:#b77b55;letter-spacing:.14em}.about-pillar h3{font:600 23px/1.12 "Manrope",Arial,sans-serif;letter-spacing:-.035em;margin:28px 0 14px}.about-pillar p{font-size:12.5px;color:#697478;line-height:1.65;margin:0}.about-pillar b{margin-top:auto;font-size:11px;color:#064f4b}
.about-method{background:#073f3d;color:#fff;padding:105px 0}.about-method-grid{display:grid;grid-template-columns:34% 66%;gap:75px}.about-method-title h2{font:600 52px/1.02 "Manrope",Arial,sans-serif;letter-spacing:-.05em;margin:22px 0}.about-method-title h2 em{font-style:normal;color:#d9bd82}.about-method-steps{display:grid;grid-template-columns:1fr 1fr;border-left:1px solid rgba(255,255,255,.16);border-top:1px solid rgba(255,255,255,.16)}.about-method-steps div{padding:30px;border-right:1px solid rgba(255,255,255,.16);border-bottom:1px solid rgba(255,255,255,.16)}.about-method-steps span{font-size:11px;color:#d9bd82}.about-method-steps h3{font:600 24px "Manrope",Arial,sans-serif;margin:22px 0 8px}.about-method-steps p{font-size:13px;color:rgba(255,255,255,.66);margin:0}
.contact-hero{padding:112px 0 105px;background:linear-gradient(120deg,#fff 0%,#fff 65%,#f2f3ef 65%,#f2f3ef 100%)}.contact-hero-grid{display:grid;grid-template-columns:1fr 430px;gap:90px;align-items:center}.contact-hero-copy h1{font:600 clamp(58px,6vw,84px)/.95 "Manrope",Arial,sans-serif;letter-spacing:-.06em;margin:24px 0}.contact-hero-copy h1 em{font-style:normal;color:#b77b55}.contact-hero-copy p{max-width:650px;color:#657176;font-size:16px;line-height:1.75}.contact-hero-card{background:#073f3d;color:#fff;padding:42px 38px;min-height:300px;display:flex;flex-direction:column;justify-content:flex-end}.contact-hero-card>span{font-size:10px;letter-spacing:.17em;color:#d9bd82;margin-bottom:35px}.contact-hero-card a{font:500 18px/1.25 "Manrope",Arial,sans-serif;padding:14px 0;border-bottom:1px solid rgba(255,255,255,.16)}.contact-hero-card a:last-child{border-bottom:0}
.contact-main{padding:110px 0;background:#f5f6f4}.contact-main-grid{display:grid;grid-template-columns:38% 62%;gap:80px;align-items:start}.contact-form-intro>p{color:#667276;max-width:420px;line-height:1.75}.contact-service-list{margin-top:38px;border-top:1px solid #d7ddda}.contact-service-list a{display:grid;grid-template-columns:40px 1fr;padding:14px 0;border-bottom:1px solid #d7ddda;font-size:12px;font-weight:600}.contact-service-list span{color:#b77b55;font-weight:500}.contact-page-form{background:#fff;padding:46px;box-shadow:0 22px 50px rgba(25,39,40,.06)}.contact-page-form .form-row{display:grid;grid-template-columns:1fr 1fr;gap:24px}.contact-page-form label{display:block;margin-bottom:23px}.contact-page-form label>span{display:block;font-size:9px;text-transform:uppercase;letter-spacing:.12em;color:#687477;margin-bottom:7px;font-weight:600}.contact-page-form input,.contact-page-form select,.contact-page-form textarea{width:100%;border:0;border-bottom:1px solid #bfc8c4;background:#fff;padding:13px 10px;outline:none;color:#142528;border-radius:0;resize:vertical}.contact-page-form input:focus,.contact-page-form select:focus,.contact-page-form textarea:focus{border-color:#064f4b}.contact-submit-row{display:flex;align-items:center;justify-content:space-between;gap:25px;margin-top:12px}.contact-submit-row small{max-width:380px;color:#7d8789;font-size:9px;line-height:1.5}
.contact-expect{padding:105px 0 120px}.contact-expect-head{max-width:680px;margin-bottom:46px}.contact-expect-grid{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.contact-expect-grid>div{padding:36px 30px;border-left:1px solid var(--line);min-height:220px}.contact-expect-grid>div:first-child{border-left:0;padding-left:0}.contact-expect-grid span{font-size:11px;color:#b77b55}.contact-expect-grid h3{font:600 23px/1.12 "Manrope",Arial,sans-serif;margin:28px 0 10px}.contact-expect-grid p{font-size:13px;color:#687477;line-height:1.6;margin:0}
.contact-band{background:#073f3d;color:#fff;padding:90px 0}.contact-band-grid{display:grid;grid-template-columns:1fr 1fr;gap:100px;align-items:end}.contact-band-copy h2{color:#fff;margin-bottom:0}.contact-band-copy h2 em{color:#d9bd82}.contact-band-details p{font-size:15px;line-height:1.7;color:rgba(255,255,255,.7);max-width:520px}.contact-band-details a{display:inline-flex;gap:12px;border-bottom:1px solid rgba(255,255,255,.5);padding-bottom:5px;margin-top:12px;font-size:12px;font-weight:600}
@media(max-width:900px){.inner-hero-copy{width:80%}.about-intro-grid,.about-editorial-grid,.about-method-grid,.contact-hero-grid,.contact-main-grid,.contact-band-grid{grid-template-columns:1fr}.about-intro-grid,.contact-main-grid{gap:45px}.about-rail,.about-pillar-grid{grid-template-columns:1fr 1fr}.about-editorial-copy{padding:50px 0 0}.about-editorial-image{height:430px}.about-method-steps{margin-top:10px}.contact-hero{background:#fff}.contact-hero-card{max-width:520px}.contact-main-grid{gap:50px}}
@media(max-width:560px){.inner-hero,.inner-hero-shell{min-height:560px}.inner-hero-copy{width:100%;padding-top:110px}.inner-hero-copy h1,.contact-hero-copy h1{font-size:48px}.about-intro{padding-top:78px}.about-rail,.about-pillar-grid,.about-method-steps,.contact-expect-grid{grid-template-columns:1fr}.about-rail span,.about-pillar,.contact-expect-grid>div{border-left:0;border-bottom:1px solid var(--line)}.about-pillar{min-height:250px;padding:30px 0}.about-editorial{padding:70px 0 85px}.about-editorial-image{height:330px}.about-method{padding:75px 0}.about-method-title h2{font-size:43px}.contact-hero{padding:78px 0}.contact-hero-grid{gap:42px}.contact-main{padding:75px 0}.contact-page-form{padding:28px 22px}.contact-page-form .form-row{grid-template-columns:1fr;gap:0}.contact-submit-row{align-items:flex-start;flex-direction:column}.contact-expect{padding:75px 0}.contact-band{padding:70px 0}}